问题补充：
If I hadn’t wasted so much money last year, I my own apartment now.
A. need have
B. would have
C. can have had
D. must have had
答案：
A. need have
(答案→)B. would have
C. can have had
D. must have had
解析：本句考察的if条件句虚拟语气中的混合虚拟语气；前面从句中的时间状语是last year这是一个过去的时间，故从句使用过去完成时，表示与过去事实相反；主句后面的时间状语是now说明这是与现在事实相反的虚拟语气，故主句使用“情态动词+动词原形”；句义：如果去年我没有浪费这么多钱，我现在就会有我自己的房子了。故B正确。
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